2025 Roth 401k Catch Up Contribution Limits

2025 Roth 401k Catch Up Contribution Limits. Whether you choose a traditional or a roth 401(k), however, the contribution limits are the same. Adults 50 and older can contribute an additional $7,500 to their 401 (k) plans in 2025.

The maximum roth ira contribution limit for 2025 is the same as for 2025, which is $7,000 for those under 50, and an additional $1,000 in catch up contribution for those 50 and older. If you’re in your early 60s and have a 401 (k), 403 (b) or other workplace retirement account, you can supersize your contributions — to as.